Kaiser Permanente vs. Anthem: Medicare Advantage Comparison

Kaiser Permanente offers Medicare Advantage plans in only eight states and Washington, D.C., while Anthem-branded plans are available in 14 states. Kaiser Permanente has higher average star ratings from CMS than Anthem, but both companies fall below the industry average. Member experience scores for both Kaiser Permanente and Anthem are lower than most major providers.

Let’s compare how Kaiser Permanente and Anthem stack up.

**Kaiser Permanente Medicare Advantage**

– Kaiser Permanente plans have an average CMS Star Rating of 3.94.
– Plans are offered in only eight states and Washington, D.C.
– Medium (50% to 89%) of members in high-rated plans.
– Member experience rating: 2.44 (Below average).

**Anthem Medicare Advantage**

– Anthem plans have an average CMS Star Rating of 3.45.
– Plans are offered in 14 states.
– Low (49% or less) of members in high-rated plans.
– Member experience rating: 2.89 (Below average).

Other factors to consider:

– Anthem is part of the Blue Cross Blue Shield collective, the 3rd-largest provider of Medicare Advantage plans.
– Both Kaiser Permanente and Anthem have varying costs associated with their plans, so it’s essential to understand these costs.
– Check if your preferred doctors are in-network for your chosen plan.
– Review the coverage for your prescriptions to ensure they are catered for in your preferred plan.
– Dental coverage and other additional benefits may also be included in these plans.

If you have more questions about Medicare, you can visit Medicare.gov or contact 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Kaiser Permanente and Anthem offer Medicare Advantage plans with distinctive features, catering to members in a limited number of states. While Kaiser Permanente boasts higher CMS star ratings than Anthem, both fall below the industry average in member experience scores. Evaluate different aspects like costs, in-network doctors, prescription coverage, and additional benefits to determine the right Medicare plan for your needs. Don’t hesitate to explore Medicare.gov or contact 800-MEDICARE for further assistance.

Medicare Advantage plans are becoming an increasingly popular option for seniors looking to enhance their healthcare coverage. With a variety of options available on the market, it can be overwhelming to choose the right plan that suits your needs and budget. Among the top contenders in the Medicare Advantage space are Kaiser Permanente and Anthem. In this article, we will compare these two healthcare giants in terms of coverage, costs, network size, and additional benefits to help you make an informed decision.


Kaiser Permanente is known for its integrated healthcare system, which means that members have access to a wide range of services under one roof. This includes primary care, specialty care, hospital services, and prescription drug coverage. Kaiser Permanente also emphasizes preventive care and wellness programs to help members stay healthy and manage chronic conditions effectively.

On the other hand, Anthem offers a more traditional approach to healthcare coverage, with a focus on providing access to a large network of doctors and hospitals. Anthem Medicare Advantage plans typically cover hospital stays, doctor visits, lab tests, and prescription drugs. Members also have the flexibility to see out-of-network providers for an additional cost.


When it comes to costs, Kaiser Permanente and Anthem both offer competitive pricing for their Medicare Advantage plans. Kaiser Permanente is known for its all-inclusive approach to healthcare, which means that members pay a fixed monthly premium that covers most of their healthcare needs. There are also no deductibles or copayments for preventive services, which can result in significant cost savings for members.

Anthem, on the other hand, offers a variety of Medicare Advantage plans with different levels of coverage and costs. Members can choose from HMO, PPO, and HMO-POS plans, each with its own premium, deductible, and cost-sharing requirements. Anthem also offers a variety of supplemental benefits, such as dental, vision, and hearing coverage, which can help offset out-of-pocket expenses for members.

Network Size:

Kaiser Permanente operates its own network of doctors, hospitals, and other healthcare providers, which means that members have access to a tightly integrated system of care. This can result in better coordination of care and improved health outcomes for members. Kaiser Permanente also has a strong presence in certain geographic regions, such as California and the Pacific Northwest, which can be appealing to members who prefer local healthcare providers.

Anthem, on the other hand, partners with a wide network of doctors and hospitals across the country, giving members the flexibility to see different providers within their network. This can be beneficial for members who travel frequently or have a preferred healthcare provider outside of Kaiser Permanente’s network.

Additional Benefits:

In addition to standard healthcare coverage, both Kaiser Permanente and Anthem offer a variety of additional benefits to their Medicare Advantage members. Kaiser Permanente provides access to wellness programs, fitness classes, and other services to help members maintain a healthy lifestyle. Anthem offers a range of supplemental benefits, such as transportation services, meal delivery, and over-the-counter allowances, to help members with their daily living needs.


In conclusion, both Kaiser Permanente and Anthem offer comprehensive Medicare Advantage plans with a focus on quality care, affordability, and additional benefits. The choice between these two healthcare providers ultimately depends on your individual needs and preferences. If you prefer an integrated healthcare system with a focus on preventive care, Kaiser Permanente may be the right choice for you. On the other hand, if you value flexibility in choosing healthcare providers and want access to a wide network of doctors and hospitals, Anthem may be the better option.

Regardless of which provider you choose, it’s important to carefully review the details of each plan, including coverage, costs, network size, and additional benefits, to ensure that it meets your healthcare needs. By comparing Kaiser Permanente and Anthem side by side, you can make a more informed decision that will help you stay healthy and happy in your golden years.

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